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Real Estate Dictionary
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

G

General warranty deed

A deed in which the grantor warrants title against all claims, offering the greatest guarantee of protection of any type of deed, and which is used in most real estate deed transfers of title

Ginnie Mae

The Government National Mortgage Association (GNMA), a United States corporation that guarantees privately issued securities backed by pools of mortgages insured by the Federal Housing Administration, the Farmers Home Administration, or the Veterans Administration

Graduated-payment mortgage (GPM)

A flexible-payment mortgage with monthly principal and interest payments that increase by a certain percentage each year for a certain number of years, and then level off for the remainder of the term

Grantee

The person who, by written document, receives title or an interest in real property from a grantor

Grantor

The person who, by written document, transfers title to or an interest in real property to a grantee

Gross Lease

The most common of residential leases, whereby the landlord pays for all property expenses incurred through ownership, such as taxes, insurance, repairs, etc.

Ground Lease

A long-term lease of land (usually 99 years) that allows the lessee to build and use the land as agreed in the lease, at the end of which, the land and any improvements revert to the owner

Ground rent

The payment made for the use of land when the title to the property is of a leasehold estate, rather than as a fee simple estate

Growing-equity mortgage (GEM)

A fixed-rate loan for which the monthly payments increase over a designated period of time, with the increased amount of the monthly payment being applied directly to the principal balance, thereby shortening the term of the loan

Guarantee mortgage, or Insured mortgage

A mortgage that is guaranteed against default by a third party (such as the FHA), and for which the borrower must pay an insurance premium

Guardian

An individual designated by the Court to protect and preserve the property of someone who is not able to manage his or her own affairs
See "Conservator"

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Real Estate Trivia
Q 
Where is the world's longest spiral staircase?

A 
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Maureen Harmonay, REALTOR®, real estate agent and broker for Harvard, Bolton, and Boxborough, Massachusetts home listings, property and land for sale

Maureen Harmonay
Coldwell Banker Residential Brokerage

718 Main St.
Bolton, MA 01740
Cell: 978-779-2247
Office: 978-779-2247
Personal Fax: 978-389-0073
Voice Mail: 978-841-7664
Email: massachusettscountryhomes@NUMBER1EXPERT.com

I am passionate about preserving open spaces for pasture, habitat, or quiet enjoyment, and I bring that same level of commitment and energy to my work on behalf of buyers and sellers of country properties in the Central Massachusetts corridor, from Harvard to Princeton. I love what I do, I work hard at it, and it shows: my sales achievements perennially rank me among the top agents nationwide. I treat my buyer and seller clients the way that I would want to be treated: with respect, courtesy, attention to detail, and caring. My relationship with my clients is based on mutual trust, and I never stop knocking myself out to justify their vote of confidence in me. I will do the same for you. Just try me.

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