Harvard, Bolton, and Boxborough real estate and homes for sale in Massachusetts - Maureen Harmonay, REALTOR® Maureen Harmonay REALTOR(r) for Harvard, Bolton, and Boxborough, Massachusetts real estate - NUMBER1EXPERT™ Maureen Harmonay NUMBER1EXPERT(tm) for Harvard, Bolton, and Boxborough, Massachusetts real estate
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Maureen Harmonay, REALTORŪ, real estate agent and broker for Harvard, Bolton, and Boxborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! My approach is refreshingly "no pressure." I'd love to discuss your interests, and how I might be of service!


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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You Made our Move to California Much Easier!
We appreciate all your hard work and for being super efficient.
Jeong & Sonya
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Mortgage Prequalification: Harvard, Bolton, and Boxborough, Massachusetts home buying, real estate listings, and homes for sale in Worcester County, MA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Harvard, Bolton, and Boxborough Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Maureen Harmonay, REALTORŪ, real estate agent and broker for Harvard, Bolton, and Boxborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Maureen Harmonay
RE/MAX Traditions

1084 Main Street
Bolton, MA 01740
Toll Free: 866-666-8880
Cell:: 978-502-5800
Office: 978-456-3494
Voice Mail: 978-841-7664
Fax: 978-389-0073
Email: massachusettscountryhomes@NUMBER1EXPERT.com

I am passionate about preserving open spaces for pasture, habitat, or quiet enjoyment, and I bring that same level of commitment and energy to my work on behalf of buyers and sellers of country properties in the Central Massachusetts corridor, from Harvard to Princeton. I love what I do, I work hard at it, and it shows: my sales achievements perennially rank me among the top agents nationwide. I treat my buyer and seller clients the way that I would want to be treated: with respect, courtesy, attention to detail, and caring. My relationship with my clients is based on mutual trust, and I never stop knocking myself out to justify their vote of confidence in me. I will do the same for you. Just try me.

ABRCBRCRSEcoBrokerGRI


RE/MAX Traditions real estate and homes for sale in Harvard, Bolton, and Boxborough Massachusetts

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